You will hear the words below in a talk here about financing post-secondary education. Match the words with their meanings; write down the letter next to the word.
1. d___ rely on a. given
2. e___ eligible b. not enough
3. a_ _ granted c. accumulated
4. b___ insufficient d. depend on
5. f__ contribution e. qualifying
6.c_ _ accrued f. gift
Task 2:
Listen to the talk and answer the questions below.
1. What expenses can the cost of post-secondary education in Canada include?
2. How are government loans administered?
3. Who can receive government student loans?
4. Why are government student loans better than personal bank loans?
5. What other forms of financial assistance are available to students?
6. What is an appropriate title for this talk?
Task 3:
Listen again and complete the text with the missing words.
Par. 1 Studying at a university or college can 1._involve_various costs. Depending on the program or school, 2. _tuition_ can vary from $2,500 to $8,000 or more per year. the cost of post-secondary education can also include the cost of 3. _accommodation_, such as residence fees, as well as the cost of books and other materials, transportation, food and various necessities. Many students in Canada rely on help from the government and financial institutions to finance their education.
Par. 2 Government programs are the form of financial assistance most often 4. _utilised_to finance university education. Government student loans provide money to 5._eligible students based on demonstrated financial need. Funds are paid out through a combination of the CSL (Canada Student Loan) program and the provincial student loan program (e.g., OSAP—Ontario Student Assistance Program). Students 6.apply- in their province of residence.
Par. 3 Government student loans and other funds are granted only when other financial 7. _resouces-available to students are deemed insufficient to meet a student’s education expenses. These resources include family contributions, part-time work, 8. _scholarship_, bursaries, etc. If a student is under 19, a parent or a legal guardian or sponsor needs to 9. need to cosign_ the loan document.
Par. 4 Government student loans offer a great advantage over personal bank loans as full-time students can qualify to have their 10. _accrued_ interest paid for by the federal and/or provincial government while they are still studying.
Par.5 Private student loans or lines of credit are offered by many banks and credit unions. The main difference between them and the government programs lies in how the interest 11. is repaid_. In private loans or lines of credit, the student is responsible for all the accrued interest as soon as the loan has been 12. _signed_. In addition, many medium to large corporations and private organizations also offer scholarships, bursaries and awards for students.
Task 4:
Task 4:
Who wouldn’t like to have some free money? Click on this link and search the eligibility criteria for grants, bursaries, and scholarships, plus the estimated amount as well. Share this information with your classmates.
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